Loan - Purchase

In order to be approved through a fast process, we need the following list of documents whichever apply:

- Original Social Security Card and Driver’s License for all applicants (Alien Residents need to provide
Permanent Resident Card. TPS provide current and old Employment Authorization Card).
- ALL pages for last 2 years’ income taxes (1040s) with W-2, 1099R and/or Social Security benefit letters.
- If Self-Employed and file separate taxes for business will need ALL schedules for last 2 years company’s
income taxes.
- Last 2 paystubs from all applicants (if paid weekly then last 4 paystubs).
- For VA loans, we need a legible copy DD214. If receive disability will need VA benefits letter.
- ALL pages for last 2 months statements for all asset accounts used to prequalify such as:

1. Bank checking/savings accounts.
2. 401k if available.
3. Investments or brokerage accounts.

- If divorced and need to pay child support or any type of maintenance ONLY ordered by court will need ALL
pages of divorce decree signed by judge.
- If owns other real estate properties will need copy mortgage statement, home owners’ insurance declarations
page as well as taxes and association fees.
- If currently has student loans deferred for over 12 months need copy of deferral letter.
- If refinancing a mortgage to either lower rate or to cash out will need current mortgage note and survey (feel
free to bring complete copies received at previous mortgage signing).

Should you have any questions, please call me 832-922-8888. Thanks.

Best Regards,

Joan Gallardo
Residential Mortgage Loan Officer
NMLS 367858
Clear Lending 
2323 S. Voss Road, Suite 335 
Houston, Texas 77057
(281) 940-5050 Office 
(281) 940-2554 Direct
(832) 922-8888 Cell
1-866-511-3020 Fax 

joan@clearlending.com