Mon - Fri 9:00 am - 6:00 pm / Sat Appointment Only

Lot & Land Loan Programs:

Loans for Residential & Commercial Lots

Portfolio

A finished lot gives the lender more comfort, as it is another step closer to being ready for a new home (the preferred form of collateral for most residential lenders).


Clear Lending offers land and lot mortgage loan programs that might be right for you. 

Our land and lot mortgage loan programs allow borrowers to obtain financing to purchase land or lots for residential and/or commercial use.

While each loan is underwritten on a case-by-case basis land is financed up to 65% loan-to-value of the sales contract or appraised value whichever is lower and lots used for commercial use or residential other than primary occupancy reasons is 75%.

Lots with water and electricity connections and intended for primary residence can be financed up to 90% loan-to-value of the sales contract or appraised value whichever is lower.

 

Don't wait any longer and find out how much you can get Pre-Approved for.

Whether you are considering purchasing land or a lot, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online and we will contact you right away to review best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Linda Simien • July 10, 2014

    Joan

    I very much appreciate all the help you, Elena and Edgar gave to me. I remember you reassured me that you would do everything possible to get me to own a home again. As I have always said you all worked so hard on my behalf and for that I will always be grateful. This was a great team effort that I won't ever forget.

    Thank You,

    Linda Simien

  • Jimmy Nuno • February 05, 2014

    Dear Joan,

    Thank you so much for helping us get our very first home. You were very helpful every step of the way. Thank you for your patience, kind manner, and incredible knowledge in getting us approved and into our first home in such little time. I will send anyone I meet wanting to get a home straight to you. You are the very best Joan! Thanks a million.

    Jimmy Nuno & Juany Diaz

  • Carolyn De Leon • December 22, 2016

    Good afternoon Joan, thank you so much for all your hard work and patience during this journey. I know it was not easy but we made it. I hope God continues to use you to help make other people's dreams come true. You and your team have been a blessing to my family. Have a Merry Christmas and a most wonderful and prosperous New Year!!!!! Once again, Thank you and Best Regards Carolyn De Leon

Get Your Very Latest Rate Quote Now!

If CELL Phone number is not valid we will not email your Quote