Foreign National Program without:
Residency, Social Security or Income in the US
All Government Programs
First-Time Buyer, Rural and Veterans Programs
Ask us about our program
To improve your credit scores...
Starting with only...
580 Credit Scores!!!
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
USDA Loans for moderate income Families
0% down payment - 100% financing
If you are considering investing in residential property and would like to have more options please contact us to refer you our most experienced agents and review areas to consider before deciding where to invest. Maximize your return on investment .
I am very thankful for Joan Gallardo professional, responsive and honest assistance with the whole mortgage process from beginning to end. He made himself available to me via any method of my choice email, business phone or cell phone, which I appreciated and took advantage of. Joan even stayed in touch with me during his vacation. I am grateful for all of Joan's work he devoted to my family's purchase of this home.
Working with Joan has been amazing. I really appreciate how quickly he responds to any of my questions, he is friendly, work oriented and professional. I would highly recommend him. You won't be disappointed!
I highly recommend Joan. I reached out to Clear Lending because I was not receiving information and good customer service from the first mortgage company I reached out to. Joan was extremely professional,informative and patient. He spoke to me for over 45 minutes and answered so many questions that I had as a first-time home buyer. I was looking for the Michael Jordan of mortgage brokers and Joan at Clear Lending is exactly that! He definitely cares and works very hard To help his clients in any way that he can.
