Foreign National Program without:
Residency, Social Security or Income in the US
USDA Loans for moderate income Families
0% down payment - 100% financing
All Government Loan Programs
FHA, USDA and VA
Ask us about our program
To improve your credit scores...
Starting with only:
580 Credit Scores!!!
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
The above detailed loan information belongs to a real loan transaction closed thru Clear Lending. Loan terms are disclosed and available under Loan Terms banner.
Let us know your desired monthly payment (including insurance/taxes), zip code you prefer to live
and estimated credit score and we will estimate the max purchase price you should be looking for
Some borrowers think their loan approval is guaranteed because of their "excellent" credit, they have plenty of cash at home for down payment and because they earn a lot money. To their surprise not only their loan gets denied but also lose their earnest money deposit... Read more information
Have you ever calculated the savings you can realize in mortgage interest expenses if you pay a little bit more to principal balance each month? With our custom-designed calculator now we can… Read more information
The Veterans Administration Loan Program enables veterans and active-duty personnel to purchase or refinance VA Jumbo Loans in Texas. VA Jumbo Loan size limits are over the conforming loan limit of $647,200 to a max $4,000,000 at a 100% Loan-To-Value. Read more information
Next we will explain the keys to succesfully buy a house in 2022. Searching for the best mortgage lender in houston or real estate professional is not an easy task. Below are some of our best tips that you can use to efficiently plan out your home purchase... Read more information
Since 2002, Clear Lending has helped thousands of clients with the smoothest loan application process minimizing potential loan complications and assuring fastest loan approval. It doesn’t make sense seeing homes until you are familiar what your monthly payment will be on areas you wish to live... Read more information
Our four program custom mortgage calculator allows you to figure out each program monthly payment including principal & interest, taxes, insurance and mortgage insurance. It also allows computing total savings if you decide to pay more towards the principal... Read more information
Debt-to-income ratio indicates how much of a percentage of your income you are paying towards your debt each month. High debt-to-income ratio is a reason for many lenders issue a denial. Contact us for a free analysis... Read more information
In order to assure your loan approval, it is imperative before you start the loan process to make sure all credit cards or installment loans are free of accounts in dispute in some cases no matter how old they are... Read more information
If you are considering investing in residential property and would like to have more options please contact us to refer you our most experienced agents and review areas to consider before deciding where to invest. Maximize your return on investment... Read more information
I am so happy I found this company online. I applied to multiple lenders and I was never taken seriously because my credit was not perfect. Since day one, I was assured if I followed their advise I would become home owner and it happened exactly as I was told. Thanks Joan, Patricia, Jorge and everyone else in the Team for helping me become a home owner. I will always be grateful for taking care of me in ways no one ever did.
Estoy agradecida por el servicio que me brindo Clear Lending , Joan & Patricia se pusieron en mis zapatos. Me hicieron unas preguntas por telefono y me pidieron mis documentos pero no estaba lista para comprar en ese momento fueron sinceros y realistas asi que me prepararon para poder conseguir el mejor trato & interes. Cuando estuve lista me ayudaron a buscar casa y negociaron ayuda de gastos de cierre. 100% recomendable fue menos estresante hacer todo en un mismo lugar.
FROM GOOGLE: Clear Lending, con Joan y su equipo, excedió mis expectativas. Desde la rapidez del proceso al ser un solo punto de contacto como realtor y lender, el conocimiento y el nivel de negociación, es una experiencia profesional y que da certeza. En todo momento Joan estuvo para contestar dudas, la comunicación es directa y al grano y sus técnicas de negociación muestran la experience que tiene en la industria. Al final, terminamos con la propiedad que tiene todo lo que buscábamos y, no solo eso, la propiedad está evaluada en $40,000 más del precio que pagamos ($40,000 in equity right from the start!). Comprar casa no es cosa sencilla y puede ser estresante, especialmente si tienes DACA; Joan lo hizo posible. Te agradezco Joan.
