Foreign National Program without:
Residency, Social Security or Income in the US
USDA Loans for moderate income Families
0% down payment - 100% financing
All Government Loan Programs
FHA, USDA and VA
Ask us about our program
To improve your credit scores...
Starting with only:
580 Credit Scores!!!
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
The above detailed loan information belongs to a real loan transaction closed thru Clear Lending. Loan terms are disclosed and available under Loan Terms banner.
Let us know your desired monthly payment (including insurance/taxes), zip code you prefer to live
and estimated credit score and we will estimate the max purchase price you should be looking for
Some borrowers think their loan approval is guaranteed because of their "excellent" credit, they have plenty of cash at home for down payment and because they earn a lot money. To their surprise not only their loan gets denied but also lose their earnest money deposit... Read more information
Have you ever calculated the savings you can realize in mortgage interest expenses if you pay a little bit more to principal balance each month? With our custom-designed calculator now we can… Read more information
The Veterans Administration Loan Program enables veterans and active-duty personnel to purchase or refinance VA Jumbo Loans in Texas. VA Jumbo Loan size limits are over the conforming loan limit of $647,200 to a max $4,000,000 at a 100% Loan-To-Value. Read more information
Next we will explain the keys to succesfully buy a house in 2022. Searching for the best mortgage lender in houston or real estate professional is not an easy task. Below are some of our best tips that you can use to efficiently plan out your home purchase... Read more information
Since 2002, Clear Lending has helped thousands of clients with the smoothest loan application process minimizing potential loan complications and assuring fastest loan approval. It doesn’t make sense seeing homes until you are familiar what your monthly payment will be on areas you wish to live... Read more information
Our four program custom mortgage calculator allows you to figure out each program monthly payment including principal & interest, taxes, insurance and mortgage insurance. It also allows computing total savings if you decide to pay more towards the principal... Read more information
Debt-to-income ratio indicates how much of a percentage of your income you are paying towards your debt each month. High debt-to-income ratio is a reason for many lenders issue a denial. Contact us for a free analysis... Read more information
In order to assure your loan approval, it is imperative before you start the loan process to make sure all credit cards or installment loans are free of accounts in dispute in some cases no matter how old they are... Read more information
If you are considering investing in residential property and would like to have more options please contact us to refer you our most experienced agents and review areas to consider before deciding where to invest. Maximize your return on investment... Read more information
I was looking to refinance and applied online and the first call back I received was from Patricia. She was great and because of that I trusted my refinance with Clear Lending. Patricia stayed in touch with me and helped me when I needed and seemed in great spirits every time. I appreciated that. I am a veteran am suspicious and nervous often about people and these processes, but Joan helped keep me cool and calm throughout. Thanks guys.
Thanks Joan, Patricia and Samantha for your amazing help making the purchase of my dream house possible. I really recommend Clear Lending and its team. I remember searching for local lenders who would lend borrowers with low credit scores and I found them. I read some reviews and realized some had been in my same situation. I applied and after 67 days I closed the purchase of the cutest house! They even helped me negotiate with sellers to get them pay all closing costs. Joan I am so thankful I will refer you everyone that is in need to buy a house. I will never forget what you and your team have done for me and my family. Thanks, thanks and thanks again!!!!
Mi esposa y yo aplicamos para el programa de ITIN nos ayudaron a reunir todos los requisitos y cuando fuimos aprobados tambien ellos nos ayudaron a buscar la casa. Al hacer los 2 tramites aqui nos dieron un credito para nuestros gastos de cierre. Joan y a su equipo muchas gracias.
