Mon - Fri 10:00 am - 7:30 pm / Sat Appointment Only

Foreign National Loan Program:

Available financing for buyers from overseas

Portfolio

A True Foreign National Program for the purchase of a primary or second home qualifying borrowers with foreign income, assets, and credit.

 

If you are a citizen of another country who visits on vacations or relocates to the U.S. for business, educational, or employment opportunities and looking to purchase a property, Clear Lending can help you. Simply apply online and we will contact you right away to review best options for you.

Some Requirements of the Program Include:

• A copy of the Borrower’s passport and visa must be obtained to verify eligibility. (Tourist Visa OK).
• Income and employment verified with paystubs, tax returns and/or accountant letter and proof of business registration (self-employed).
• Assets verified with banking reference letter and 3 months statements (home country assets allowed).
• Three (3) reference letters of credit from U.S.A. and/or home country are required or credit report
• Investment properties financing available up to 70% of property’s value or sales price, whoever is lower.
• Up to 75% financing with 30 year amortization for primary or second home occupancy.  

Whether you are considering purchasing a second residency or an investment property, Clear Lending can help you. Simply apply online and we will contact you right away to review best options for you.  

 

Don't wait any longer and find out how much you can get Pre-Approved for.

If you are a foreign national and are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online and we will contact you right away to review best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Beverly Evans • January 28, 2014

    Hi Joan,
    Words cannot express how appreciative I was for all your help in getting me my dream home. I was very impressed with your professionalism and your sincere concern in doing whatever possible to help me get into my home. Since I was retired and on a lesser income it was a challenge for you to get my loan approved. You never gave up and you convinced me not to give up either. Because of you I am in my new home and extremely happy and appreciative for you. I will recommend you to anyone needing to buy a home.
    Thank you very much, and God Bless you Beverly


  • Adrian Olivares • November 02, 2015

    Excellent Loan Officer!!! Joan Gallardo works fast and gives his best effort to his clients. A very polite man that always answers your questions. I Really Recommend him to anyone. God Bless You.

  • Marianne Balton • August 20, 2018

    Joan Gallardo and his team are an exceptional group who are devoted to helping others realize their goal of home ownership. Compassionate and conscientious business people are a rare find. As first time home buyer and new to Texas I had no map of the territory. Joan was a reassuring presence through the entire experience and I will always remember and endorse his company for excellence.

Get Your Very Latest Rate Quote Now!

If CELL Phone number is not valid we will not email your Quote