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Foreign National Loan Program:

Available financing for buyers from overseas

Portfolio

A True Foreign National Program for the purchase of a primary or second home qualifying borrowers with foreign income, assets, and credit.

 

If you are a citizen of another country who visits on vacations or relocates to the U.S. for business, educational, or employment opportunities and looking to purchase a property, Clear Lending can help you. Simply apply online and we will contact you right away to review best options for you.

Some Requirements of the Program Include:

• A copy of the Borrower’s passport and visa must be obtained to verify eligibility. (Tourist Visa OK).
• Income and employment verified with paystubs, tax returns and/or accountant letter and proof of business registration (self-employed).
• Assets verified with banking reference letter and 3 months statements (home country assets allowed).
• Three (3) reference letters of credit from U.S.A. and/or home country are required or credit report
• Investment properties financing available up to 70% of property’s value or sales price, whoever is lower.
• Up to 75% financing with 30 year amortization for primary or second home occupancy.  

Whether you are considering purchasing a second residency or an investment property, Clear Lending can help you. Simply apply online and we will contact you right away to review best options for you.  

 

Don't wait any longer and find out how much you can get Pre-Approved for.

If you are a foreign national and are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online and we will contact you right away to review best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Sharon Franco • January 21, 2016

    July 28th.... A very important day for someone at age 44. A huge change that was much needed but none the less, very difficult. After living in my previous home for 15 years and being with someone for 25 years, I found myself back at my Mom’s house and starting over. After wallowing in my sadness for a while, I decided to start looking for a new home for my young adult children, dogs and myself. Thankfully, a cousin had given me a number to a realtor that led me to Joan with Clear Lending. With all the difficult changes I also was in for a fight when it came to applying for a mortgage. Being naive to the process, Joan was very patient and helpful. Even when I felt hopeless, he reminded me constantly it would be okay and it was part of the process, I'm not sure but I think maybe a part of him was starting to see the difficulty I was facing. But one night, I received the best phone call in the world!! I was clear to move forward and close on my home. I thank God every day for putting the right people in my path to help in my new chapter of life. Thank you Joan and Clear Lending for working so hard on my approval for my mortgage.

     

    God Bless

  • Debra Goss • July 09, 2017

    Definitely would recommend this company to anyone trying to get a home. Joan with Clear lending really helped us to close on a home after previous attempts to get a home prior did not go work out. They really worked with our situation and made it possible for us to get our first home. He took the time to answer all our questions and concerns. He was also honest and sincere in his feedback. And For that my husband and I are forever grateful! We were losing hope thinking we wouldn't be able to ever get approved, but clear lending gave us hope again. Thank you clear lending for all your help and making it possible for us to get our first home!!!

  • Marina Aguilar • April 24, 2014

    Joan,
    I can't thank you enough for what you did for me and my family. You made the impossible possible. I still can't believe that I am now a homeowner. After being turned down by my bank, a top 3 bank in the US, and them explaining to me that there was no way I was going to be able to purchase a home anytime soon, now I can say that you work miracles. The best experience from this is that you were the most truthful person that I have worked with in this process. Before loan officers would just make me lose time. I have been in this process for the past 4 years until I was referred to you. You on the other hand were able to help me in less than 3 months. And not even at that you gave me the lowest interest rate there is in the market. Thank you.

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