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Foreign National Loan Program

Available financing for buyers from overseas

Portfolio

A True Foreign National Program for the purchase of a primary or second home qualifying borrowers with foreign income, assets, and credit.

If you are a citizen of another country who visits on vacations or relocates to the U.S. for business, educational, or employment opportunities and looking to purchase a property, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.

Some Requirements of the Program Include:

• Minimum loan amount of $200,000 at 75% financing.
• Up to 75% financing with 30-year amortization for primary or second home occupancy.
• A copy of the Borrower's passport and visa must be obtained to verify eligibility. (Tourist Visa OK).
• income and employment verified with pay stubs, tax returns, and accountant letter and proof of business registration (self-employed).
• Assets confirmed with banking reference letter and three months statements (home country assets allowed).
• Three (3) reference letters of credit from the U.S.A. and/or home country are required or credit report
• Investment properties financing available up to 70% of the property's value or sales price, whoever is lower.

 

Whether you are considering purchasing a second residency or an investment property, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.  

 

Don't wait any longer and find out how much loan you can get Pre-Approved.

If you are a foreign national and are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Fernando Alba • February 01, 2025

    Aplique con varios bancos pero sin credito, trabajo por mi cuenta mis opciones eran limitadas. Pero Clear lending me ayudo a conseguir un loan con mis estados de cuenta de banco me guiaron en cada paso. Gracias por toda su ayuda.

  • Olabisi Muakum • Jule 11, 2019

    FROM GOOGLE: AWESOME! AMAZING! EXPERIENCED! I can go on and on with adjectives to describe this guy! If you need a loan officer/realtor that you can trust, then Joan is the guy for you! I am a first time home buyer; I just got out of a complicated loan process and was very scared to go through another process of purchasing a home again until I met Joan. With Joan, buying a home was very simple and straight forward. He took his time to educate me about the loan process, and it allowed me to make informed decisions. I decided on the conventional loan, and he worked very hard to ensure that I got a loan with a meager interest rate. He kept me updated throughout and ensured that I understood everything. The entire process was super fast, and we closed the deal very early paying lower than I had expected for closing costs. I strongly recommend "Joan Gallardo of Clear lending" to anyone out there who is interested in buying a home. He saves you time, money, energy, and guides you through the process. You won't regret it!

  • James Green • February 16, 2022

    I would like to thank Joan and Patricia for the best support I have received since I submitted my request online for mortgage loan information. I have received the best service I could have asked. We close on our first house within the times my agent negotiated and with no surprises. I am so glad I chose you guys. Thanks again and I sure will use you in the future.

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