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Non-Permanent Resident Program

Access to housing with qualifying work VISA

Conventional

Just because you’re not a U.S. citizen doesn’t mean home ownership is out of reach. Lawful permanent or non-permanent residents can apply for loans just the same as citizens

 

Clear Lending offers mortgage programs for non-permanent residents that might be right for you.

With the Non-Permanent Resident Program, we can help those professionals working in the US with a valid social security number and evidence of an acceptable visa. Acceptable Visa includes E Series (E-1, E-2, E-3), H Series (H1-B, H1-C, H-2, H-3, H-4), L Series (L-1A, L-1B, L-2), O Series (O-1) and NATO (TN-1 and TN-2). 

Provide a copy of the employer's letter of sponsorship for visa renewal if a borrower(s) visa will expire within six months of the loan application, and the borrower has not changed employers.

Get today's lowest mortgages rates.

Non-Permanent Resident program borrowers are still subject to Fannie Mae or Freddie Mac's automated underwriting systems with at least one valid credit score to be eligible. 

For FHA mortgage loans, borrowers without credit may qualify with a 12-month rental history and two other pieces of non-traditional credit with 12-month histories.

If you want to purchase your dream house and have any of the permits mentioned above, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.

 

Don't wait any longer and find out how much loan you can get Pre-Approved.

Whether you are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Maximo Javier Guerrero • Septembre 16, 2023

    Hola

  • Jason Park • November 16, 2015

    Joan makes you feel you are his only customer. And he doesn't seem to sleep either. Always speaks with kind works with us. Thank you again Joan.

  • Keeyan Sabz • November 15, 2018

    Joan saved a deal for my client and closed a loan within 15 days after the previous lender had the file for over 1.5 months. He is able to work magic for a buyer even if you think you may not qualify for a loan! Great with communication with quick responses and constant updates, you are in great hands with Joan!

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