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Non-Permanent Resident Program:

Access to housing with qualifying work VISA

Conventional

Just because you’re not a U.S. citizen doesn’t mean home ownership is out of reach. Lawful permanent or non-permanent residents can apply for loans just the same as citizens

 

Clear Lending offers mortgage programs for non-permanent residents that might be right for you.

With the Non-Permanent Resident Program, we can help those professionals working in the US with a valid social security number and evidence of an acceptable visa. Acceptable Visa includes E Series (E-1, E-2, E-3), H Series (H1-B, H1-C, H-2, H-3, H-4), L Series (L-1A, L-1B, L-2), O Series (O-1) and NATO (TN-1 and TN-2). 

Provide a copy of the employer's letter of sponsorship for visa renewal if a borrower(s) visa will expire within six months of the loan application, and the borrower has not changed employers.

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Non-Permanent Resident program borrowers are still subject to Fannie Mae or Freddie Mac's automated underwriting systems with at least one valid credit score to be eligible. 

For FHA mortgage loans, borrowers without credit may qualify with a 12-month rental history and two other pieces of non-traditional credit with 12-month histories.

If you want to purchase your dream house and have any of the permits mentioned above, Clear Lending can help you. Simply apply online, and we will contact you right away to review the best options for you.

 

Don't wait any longer and find out how much loan you can get Pre-Approved.

Whether you are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Alfredo Diana • June 03, 2021

    Very helpful. They made sure to have our home by Christmas! Best gift ever! Helped us all the way. Recommend!! With being denied for my first loan since my husband has DACA, their DACA program for me the keys to my house!!!

  • Rodolfo Garcia • July 25, 2018

    Joan and the rest of staff at Clear Lending did an amazing job. Taking the time to explain all the details and taking all the right steps on getting me into a home. I recommend anyone in the home buying market to contact him. He will take care of you.

  • Christopher Mireles • April 28, 2021

    My wife and I were able to purchase our first home thanks to the team at Clear Lending. It was a condo so it was not an easy process at all due to all the paperwork needed, however the team worked around the clock and we were able to close a couple of days ago. I should mention also that my wife and I are both on work visas here in the states and to find a bank that is willing to offer a mortgage without requiring 20% down payment is a huge relief. We are really really grateful, thank you, Joan and team. On a last note- a big THANK YOU to Patricia who was extremely helpful and friendly throughout this process.

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