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Non-Permanent Resident Program:

Access to housing with qualifying work VISA

Conventional

Just because you’re not a U.S. citizen doesn’t mean home ownership is out of reach. Lawful permanent or non-permanent residents can apply for loans just the same as citizens

 

Clear Lending offers mortgage programs for non-permanent residents that might be right for you.

With the Non-Permanent Resident Program we can help those professionals working in the US with a valid social security number and evidence of an acceptable visa. Acceptable Visa includes E Series (E-1, E-2, E-3), H Series (H1-B, H1-C, H-2, H-3, H-4), L Series (L-1A, L-1B, L-2), O Series (O-1) and NATO (TN-1 and TN-2). 

If a borrower(s) visa will expire within six months of the loan application and the borrower has not changed employers, a copy of the employer’s letter of sponsorship for visa renewal must be provided.

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Non-Permanent Resident program borrowers are still subject to Fannie Mae or Freddie Mac’s automated underwriting systems with at least one valid credit score to be eligible. 

For FHA mortgage loans borrowers without credit may qualify with a 12 month rental history and two other pieces of non-traditional credit with 12 month histories.

If you want to purchase your dream house and have any of the permits mentioned above, clearlending can help you. Simply apply online and we will contact you right away to review best options for you.

 

Don't wait any longer and find out how much you can get Pre-Approved for.

Whether you are considering purchasing or refinancing an existing mortgage loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online and we will contact you right away to review best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

Customers Reviews:

  • Eddie Cervantes • May 27, 2019

    FROM GOOGLE: Thank you, Mr. Joan and Patricia, for all your hard work and patience your team is a blessing to my family and I really appreciate everything you guys did for us to get our first home !!!

  • Rosalind Fears • January 28, 2018

    Joan was such a pleasure to work with! When Quicken denied my client's loan, Joan stepped in immediately and made every effort to make sure my client was approved. Joan was always available when I called. I am going to definitely refer him to future clients. Thanks Joan! It was a pleasure working with you.

  • Claudia Diaz • February 07, 2018

    It was an amazing experience. My family and I are extremely thankful for all the hard work Joan and his team , above all Ms Elena and Ms Patricia. They all made our first time buying a home just as easy as it could be , even though my husband had to fix his credit. They told us what to do and what to work in order for us to improve his credit score . They fallowed us and Guided us for almost a year and then when we could be able to buy the process did not last a month . We were approved very quickly and the whole process was very fast , they work very fast and they work with you , they are an excellent team and I would recommend them 100% sure that they will do an excellent job helping you to buy the perfect house . Thank you so much , I am so deeply thankful.

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