Foreign National Program without:
Residency, Social Security or Income in the US
All Government Programs
First-Time Buyer, Rural and Veterans Programs
Ask us about our program
To improve your credit scores...
Starting with only...
580 Credit Scores!!!
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
USDA Loans for moderate income Families
0% down payment - 100% financing
The HomeStyle Renovation (HSR) mortgage provides a convenient and economical way for borrowers considering moderate home improvements to make repairs and renovations with a single-close first mortgage, rather than a second mortgage, home equity line of credit, or other, more costly methods of financing.
Clear Lending offers renovation loan mortgage programs that might be right for you.
Our HomeStyle Renovation program allows borrowers to combine the purchase or refinance of a home with the costs to renovate or extensively remodel the property. At closing, an interest-earning account will escrow all funds for renovation. After all renovation work is complete, any remaining funds in the renovation escrow account will help pay down the mortgage's principal balance.
Program Highlights:
• Include in renovation loan six months of mortgage payments if borrower must vacate the house (Loan + Taxes + Insurance).
• Finance up to 97% of your home purchase and renovation costs (Refinance allows max 75% for renovation costs).
• Eligible properties: 1 - 4 units, PUDs and manufactured homes.
• 15 and 30-year terms.
• Loans from $250,000 to $806,500.
• No Minimum Credit Score but Automated Underwriting System Approval.
• Renovation loans for primary, secondary, and investment homes.
• A minimum of a 10% and maximum of 15% contingency reserve is required and can be financed into the loan.
• Renovation funds are escrowed in an interest-bearing account.
• Finance soft costs (architectural services, engineering, permit fees, etc.).
Get today's lowest mortgages rates.
Whether you are considering purchasing or refinancing an existing property in need of renovations, Clear Lending can help you. Apply online, and we will contact you right away to review the best options for you.
Don't wait any longer, and find out how much loan you can get Pre-Approved.
Whether you are considering purchasing or refinancing an existing FHA mortgage loan, Clear Lending can help you. Complete our secure and encrypted Pre-Approval Form online, and we will contact you right away to review the best options for you.
Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.
Great lender!!! Joan helped my family close on time and secure a great mortgage rate. Thank you!
FROM GOOGLE: I just want to thank Joan G. for an excellent job on our loan. This was our first home and the experience was great. He was very knowledgeable with all the different types of home loans. Joan explain the whole loan process clearly and how your credit works to get the loan. When it came to closing on the house all the paperwork was done properly with less stress on us. I would recommend using Joan G. at Clear Leading for your house and loans.
I cant thank enough all the hard work I have seen all staff do for my approval. When I applied my score was 2 points under the required to have low down payment. They rescored my credit after paying couple of bills and on top were able to negotiate few repairs on the house I was buying. Sellers didnt want to contribute but eventually Joan was able to convince them. I am really happy with my new house and I will be eternally grateful for making this possible.
