Mon - Fri 10:00 am - 7:30 pm / Sat Appointment Only

3% DOWN PMT Program

Lowest down payment in the industry

Conventional

Lowest down payment option, the 3% DOWN PMT Program has become the solution to buyers with low credit and limited funds for closing...

 

The 3% DOWN PMT Program enables buyers more cash available after closing compared to traditional conventional home loans. The total amount of down payment required is 3% of the purchase price.

The 3% DOWN PMT Program features:

- Great low rates.
- Closings of 30 days or less.
- Available with no monthly Mortgage Insurance.
- 97% LTV - 3% equity for your borrower.
- FICO score of 620.
- Interested party contribution of 3%. 
- Automated Underwriting findings will now set max DTI.

The 3% DOWN PMT Program requires borrowers to verify their eligibility based on the property that will be purchased.

Lenders must determine borrower/loan eligibility following the Selling Guide policy. In the event of any conflict with this document, the Selling Guide and DU findings will govern.

Do not wait any longer and find out how much loan you can get Pre-Approved.

If you are looking for a low down payment home loan program, Clear Lending can help you with The 3% Down Payment Program. Simply complete our secure and encrypted  Pre-Approval Form online, and we will contact you right away to review the best options for you.

Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.

 

Customers Reviews:

  • Jaime Ramirez • Septembre 20, 2022

    Gracias Joan, Patricia y Jorge por toda la ayuda que nos han brindado desde el inicio hasta el final. Toda nuestra familia esta agradecida por su apoyo en todo momento. Estamos muy felices con nuestra casita y crean cuando les digo les referiremos toda nuestra familia y amigos. Saludos.

  • David Smith • December 04, 2024

    I'd like to say thank you for your dedication and exceptional service have truly exceeded our expectations. Clear Lending went above and beyond to assist me. Highly recommend Joan and the entire team!

  • Roberto Cardenas • December 28, 2023

    Les recomendamos a Clear Lending mi esposa y un servidor le estamos muy agradecidos por trabajar tan duro para obtener una aprobacion final al leer los reviews pense que ellos conseguirian cumplir el sueno de tener nuestra propia casa . Gracias por su ayuda. "Joan Gallardo y Patricia les estaremos eternamente agradecidos".

Get Your Very Latest Rate Quote Now!

If CELL Phone number is not valid we will not email your Quote
CAPTCHA