Foreign National Program without:
Residency, Social Security or Income in the US
USDA Loans for moderate income Families
0% down payment - 100% financing
All Government Loan Programs
FHA, USDA and VA
Ask us about our program
To improve your credit scores...
Starting with only:
580 Credit Scores!!!
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
The above detailed loan information belongs to a real loan transaction closed thru Clear Lending. Loan terms are disclosed and available under Loan Terms banner.
Let us know your desired monthly payment (including insurance/taxes), zip code you prefer to live
and estimated credit score and we will estimate the max purchase price you should be looking for
The Veterans Administration Loan Program enables veterans and active-duty personnel to purchase or refinance VA Jumbo Loans in Texas. VA Jumbo Loan size limits are over the conforming loan limit of $647,200 to a max $4,000,000 at a 100% Loan-To-Value. Read more information
Next we will explain the keys to succesfully buy a house in 2022. Searching for the best mortgage lender in houston or real estate professional is not an easy task. Below are some of our best tips that you can use to efficiently plan out your home purchase... Read more information
At Clear Lending, we will conduct a free analysis helping you understand your chances of qualifying for a mortgage based on your current filed income documents. Simply contact us and we will help you understand key areas of concern... Read more information
Since 2002, Clear Lending has helped thousands of clients with the smoothest loan application process minimizing potential loan complications and assuring fastest loan approval. It doesn’t make sense seeing homes until you are familiar what your monthly payment will be on areas you wish to live... Read more information
Debt-to-income ratio indicates how much of a percentage of your income you are paying towards your debt each month. High debt-to-income ratio is a reason for many lenders issue a denial. Contact us for a free analysis... Read more information
If you are considering investing in residential property and would like to have more options please contact us to refer you our most experienced agents and review areas to consider before deciding where to invest. Maximize your return on investment... Read more information
Cant be happier with my loan and my new house. I recommend them. I got a rate way better than my bank with which I have been with them forever. Nonetheless Clear Lending got me a better deal. Very impressed and very happy. Thanks.
Working with Joan at clear Lending has been the best experience of my life. I have been turned down several times because of my credit score. No one ever took the time to explain to me what exactly I needed to do so I lost all hope, just when I was about to give up and continue to pay extremely high rent I found Clear Lending and I would be forever thankful I did. They are very upfront with you through your whole process, not only that they help you. Everyone I have spoken with has been extremely nice and professional and was able to work with my credit score to give me my dream home. Joan said we will find a home before my lease was up in March and we did I closed on March 26,21 and it was a smooth process. Joan is very hands-on with you through the whole process and works EXTREMELY! hard to make sure you are happy, any time I had a question he answers right away. It never left a message and I will have him call you back kind of place. Any time I had a question no matter how late or early it was he responded quickly. If I could give the me 100 stars I would, if I can give them a review every day I would. I never thought this day would ever happen after being turned down by other companies and it did thanks to Clear Lending. Not only that my closing cost was less than I expected it to be. Joan said he would give me the best rate he could and he did just that. Thank you, Joan. I and my kids will be forever thankful for you and your team, for everything you guys did for us to get us in our home with kindness and patience.
First and foremost I want to thank the entire Clear Lending team for this incredible experience. Joan Gallardo was very professional and honest throughout this whole process. He took the time to explain everything step by step and at any time of day. I am a DACA recipient and that wasn't no issue at all for Mr. Joan to get me a loan for the low rate of 3.875% interest. To me that is amazing and very appreciated because other loan companies told me I was not able to get a interest rate like that because I was a DACA recipient. I highly recommend Clear Lending for DACA recipients because they opened the doors for me so I can accomplish my dreams of purchasing my first home. Patricia was also very attentive to my process and helpful every step of the way. Mrs. Rosa Iraheta was my realtor who helped me look for the home and made sure it met all my expectations. I can't thank you enough for all the time and hard work you and the whole Clear Lending team put for me and my family to be here today in our new home. May God bless you all! And Thank you!
