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Are you a dreamer with dreams of having a house of your own in the US? But there might be big obstacles that can come in your way because of being a "dreamer", that is, the ones who came to the USA as a minor without any official authorization. So, the question is can a dreamer ever be a homeowner? Everybody has the right to a place of shelter; a house that will be straight out of their actual dreams. And the one thing that often makes it difficult for you to find a house is the lack of certain immigration documents. However, things can change if you have something called DACA. All you need to do is have some documents at the time of closing the loan you are applying for to finance your home.
DACA recipients can own a house if they want to. The Deferred Action for Childhood Arrivals or DACA is an immigration policy which allows the people who were brought into the USA as children to enjoy a deferred action with respect to deportation and even get a work permit for a period of two years. The DACA mortgage comes from the Dream Act. So, what is the Dream Act? The Dream Act is basically a legislative proposal which will be able to assist these temporary residents in the USA to get a citizenship. If you are a DACA recipient and are looking to purchase a house, you should look for ways to buy the home for your dreams.
How to buy the home loans for dreamers?
While it is quite a relief for the aspiring homeowners to know that they will be able to afford a house in their name, the greater question that you should be asking is how to buy the house? Finding the right home mortgage to finance your dream home can be frustrating. You have to consider both the risks and the benefits of several lenders to come to a conclusion. We, at Clear Lending, can help you with the home loans for dreamers. With our experienced and qualified home loan specialists, we can help you select a wide range of home loans especially made for the DACA recipients. We have professionals who are knowledgeable in this aspect and can guide you through the process and all the legal requirements you need to fulfill. We can help you prepare the documents and decide on the right loan programs which will benefit your dream home.
How to become eligible for DACA home loans?
The DACA home loans for dreamer programs are just what the DACA recipients need. There are certain conditions that you have to fulfill when you are applying for a home loan as a DACA recipient.
1. You must live and works most of the time in the USA.
2. Must have work permit category C-33 current
3. Must have good credit (640+)
FROM GOOGLE: I just want to thank Joan G. for an excellent job on our loan. This was our first home and the experience was great. He was very knowledgeable with all the different types of home loans. Joan explain the whole loan process clearly and how your credit works to get the loan. When it came to closing on the house all the paperwork was done properly with less stress on us. I would recommend using Joan G. at Clear Leading for your house and loans.
Joan and his team provided me with a flawless and stress-free service, as a first time home buyer. From the first interaction, until closing and thereafter, it has been an absolute pleasure to partner with Clear Lending. Their knowledge and transparency is incredible, and this industry needs more Joan's (and his team) in this world!
It was an absolute pleasure working with Clear Lending Home Mortgage! Joan and his team truly worked hard on helping me receive my dream home. As a first time home buyer I was unaware of the process and very unsure of what all it took to complete the process. After receiving constant let down and missed opportunities. I was on the verge of giving up until I spoke to Joan. He and his staff worked hard for me in closing on my first home in under 30 days, with an amazingly low interest rate. There was never a time I questioned Joan or his staff. I went into closing confident with no suprises.They were with me the entire process. Words cannot express how grateful I am of Clear Lending Home Mortgage. The level of professionalism and dedication to work hard for the home buyer is exceptional. I would recommend this company to anyone looking to purchase a home, they won't disappoint! Thank you Joan for everything, you made a dream come true!
