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First-Time Buyer, Rural and Veterans Programs
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Upto 90% financing for
Purchases of up to $830,000.
USDA Loans for moderate income Families
0% down payment - 100% financing
The Veterans Administration Loan Program enables veterans and active-duty personnel to purchase or refinance VA Jumbo Loans in Texas. Jumbo Loan size limits are over the conforming loan limit of $647,200 to a max of $4,000,000. VA borrowers who would like to purchase thru VA Jumbo loans in Texas may be able to do so for up to $4,000,000 @ 100% loan-to-value. However, a 25% down payment is required ONLY for veterans or active duty militar personnel without full Full Entitlement. For example, if the purchase price is $780,000 in a county where the maximum limit is $647,200 the minimum required down payment would be $42,400 as calculated below:
Purchase Price - $780,000 minus county limit $647,200 = $132,800
25% of $132,800 = $33,200, or just 4.25% of the purchase price
Refinancing existing VA Jumbo loans in Texas into a fixed-rate loan, a lower interest rate or shorter loan term without taking additional equity out of the property is also possible thru the VA Interest Rate Reduction Refinance Loan (IRRRL).
Non-veterans are not eligible borrowers for VA Jumbo Loans in Texas except as the spouse of an eligible veteran.
Grab the Opportunity to Use VA benefits to get VA Jumbo Loans in Texas.
Whether you are considering purchasing or refinancing an existing VA Jumbo Loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online and we will contact you right away to review the best options for you regarding VA Jumbo loan terms.
Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.
FROM GOOGLE: There’s only few people out there that would go ABOVE and BEYOND for a Customers needs! Words cannot express my deep appreciation for having found Joan Gallardo! Let’s just say, I was on the verge of loosing a big financial investment, I was dealing with a Lender that put me in a big financial strain as they kept delaying my closing date, I had zero confidence with the Lender and decided to find another source! I literally was expecting only a Miracle from above as at this stage of my loan I had less than 3 weeks to close on my home. When I say Joan was Godsend it’s a definite and true statement! I explained my situation to him in the hopes of a lender closing my loan with such short notice! Joan diligently worked on my loan day and night to meet the deadline! Who does that?!! No one really but Time was no barrier for him! 1am, 2am it didn’t matter, he worked on it! He almost even drove to the Lender I was using office location! I’ve never known someone as dedicated to their customer! I gave Joan a deadline of 10/31! Honestly I only expected a miracle to meet the deadline! Well thank God I’m overwhelmed and HAPPY to say today 10/31 I received my final closing docs and I’m a homeowner!! Please take my experience with Joan for anyone out there looking for a Lender or even a real estate agent JOAN GALLARDO is your Guy! He cares for his customers is dedicated and will do Everything in his willpower to get you into a house! Don’t settle for any promises of lenders out there! Do your due diligence first don’t fall into a situation as mine. I was thankfully blessed with an Amazing Loan officer and please be assured he will take care of all your needs or questions during your home loan and or home search process. I’m so grateful to have found him. If you need a home loan NOW, a prompt and highly knowledgeable loan officer contact JOAN GALLARDO!!
Gracias Joan, Patricia y Jorge por toda la ayuda que nos han brindado desde el inicio hasta el final. Toda nuestra familia esta agradecida por su apoyo en todo momento. Estamos muy felices con nuestra casita y crean cuando les digo les referiremos toda nuestra familia y amigos. Saludos.
We did not make appointment at our first visit at Clear lending and took great care of me and my wife. We are first time buyers and they explained to us in detail the entire process from home search to closing. I cant thank Joan & Patricia enough for all your help from day one. I truly recommend these people.
