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Upto 90% financing for
Purchases of up to $830,000.
USDA Loans for moderate income Families
0% down payment - 100% financing
The Veterans Administration Loan Program enables veterans and active-duty personnel to purchase or refinance VA Jumbo Loans in Texas. Jumbo Loan size limits are over the conforming loan limit of $647,200 to a max of $4,000,000. VA borrowers who would like to purchase thru VA Jumbo loans in Texas may be able to do so for up to $4,000,000 @ 100% loan-to-value. However, a 25% down payment is required ONLY for veterans or active duty militar personnel without full Full Entitlement. For example, if the purchase price is $780,000 in a county where the maximum limit is $647,200 the minimum required down payment would be $42,400 as calculated below:
Purchase Price - $780,000 minus county limit $647,200 = $132,800
25% of $132,800 = $33,200, or just 4.25% of the purchase price
Refinancing existing VA Jumbo loans in Texas into a fixed-rate loan, a lower interest rate or shorter loan term without taking additional equity out of the property is also possible thru the VA Interest Rate Reduction Refinance Loan (IRRRL).
Non-veterans are not eligible borrowers for VA Jumbo Loans in Texas except as the spouse of an eligible veteran.
Grab the Opportunity to Use VA benefits to get VA Jumbo Loans in Texas.
Whether you are considering purchasing or refinancing an existing VA Jumbo Loan, Clear Lending can help you. Simply complete our secure and encrypted Pre-Approval Form online and we will contact you right away to review the best options for you regarding VA Jumbo loan terms.
Not all applicants will qualify. This advertisement is not an offer for an extension of credit. Please meet with a licensed loan originator for more information as programs are available only to qualified borrowers. Programs rates, fees, terms, and programs are subject to change without notice. Not all loans, loan sizes, or products may apply. Loans are subject to borrower qualifications, including income, property evaluation, sufficient equity in the home to meet loan-to-value requirements, and final credit approval. Approvals are subject to underwriting guidelines and program guidelines and are subject to change without notice. Some restrictions may apply.
We visited Clear Lending after we got an appointment today and we submitted the docs they had wanted. Our docs were reviewed and we were advised that we could not be approved due to our present income status. The Clear Lending staff told us what we need to do afterward and we were fully satisfied with their convincing advice. And we are convinced to go with Clear Lending in the loan process in the later days.
Dear Joan,
You and your team have been a blessing for our closing. Your integrity, efficiency and expertise support during our buying process has made an excellent and pleasant experience on closing. There are many people that makes good business, but you are doing GOOD, while doing business. God bless you and thank you so much!!
Blessings,
Blanca
I want to start this review saying big thanks to the Clear Lending team especially to Joan Gallardo because without him None of this would be possible..., We Choose Clear Lending initially based on positive online reviews, and couldn’t have been more satisfied with the process. While the process of home buying was much more difficult than we’d imagined, based on the levels of competitiveness, Joan gave us excellent guidance, unflagging availability, and deep knowledge about a really wide range of homes that we looked at. He helped us get into our dream home with minimal stress, thanks to him and his team we got the house that I and my family were looking for, he was more than communicative, understanding, and patient as we dragged him through dozens of open houses, Joan always kept a very communicative attitude and had the answer for each of our questions no matter what day of the week was o how late. Most important to us, Joan was always honest with us about what he thought about each property, was always available and helpful, and we always felt that he truly had our best interests at heart. In the future, if we ever decide to move, we will definitely use Joan again to both sell our home and find a new one. THANKS FOR EVERYTHING CLEAR LENDING!!!!
