Foreign National Program without:
Residency, Social Security or Income in the US
USDA Loans for moderate income Families
0% down payment - 100% financing
All Government Loan Programs
FHA, USDA and VA
Ask us about our program
To improve your credit scores...
Starting with only:
580 Credit Scores!!!
Don't worry and submit your information
We will help you.
Contact us to analyze your options.
Don't worry and submit your information
We will help you.
Upto 90% financing for
Purchases of up to $830,000.
At Clear Lending, we compare available mortgage options to help homebuyers find competitive financing based on their credit profile, down payment, loan amount, property, and financial goals.
🏦 Multiple Loan Programs
Choose from FHA, VA, USDA, Conventional, Jumbo, Bank Statement, investor and other specialized mortgage programs.
📉 Competitive Mortgage Rates
We work to match qualified borrowers with attractive mortgage rates and loan terms rather than taking a one-size-fits-all approach.
🔎 Look Beyond the Advertised Rate
A lower advertised rate doesn't necessarily mean a better mortgage. Points, lender fees, mortgage insurance, closing costs and other terms can affect the true cost of your loan.
💡 Personalized Rate Analysis
Your mortgage rate depends on your individual loan scenario. We evaluate your qualifications and available programs to help determine which option makes the most financial sense.
🏠 Purchase-Focused Financing
From Pre-Approval through closing, our goal is to structure your financing so you can confidently move forward with your home purchase.
Ask:
“What's the best overall mortgage option for me?”
A slightly lower rate with significantly higher upfront costs isn't always the better deal.
Clear Steps. Clear Terms. Clear Loans.
Get your personalized mortgage rate quote and discover which loan program may work best for you.
FROM GOOGLE: Clear Lending, con Joan y su equipo, excedió mis expectativas. Desde la rapidez del proceso al ser un solo punto de contacto como realtor y lender, el conocimiento y el nivel de negociación, es una experiencia profesional y que da certeza. En todo momento Joan estuvo para contestar dudas, la comunicación es directa y al grano y sus técnicas de negociación muestran la experience que tiene en la industria. Al final, terminamos con la propiedad que tiene todo lo que buscábamos y, no solo eso, la propiedad está evaluada en $40,000 más del precio que pagamos ($40,000 in equity right from the start!). Comprar casa no es cosa sencilla y puede ser estresante, especialmente si tienes DACA; Joan lo hizo posible. Te agradezco Joan.
Smooth honest experience! In an industry filled with over promises, marketing tactics, confusion, and all types of random fees. Clear Lending was the most responsive, easiest to work with, and most trustworthy lender I had engaged with. Ask for Joan or Patricia who would reply to my emails, calls, and texts at all hours and helped me feel in good hands throughout the whole process. Thanks guys.
Joan is simply amazing! He truely cares about his clients and works day in and day out to ensure they are satisfied. We used a VA loan and despite the credit hiccups we have had in the past he was able to assist us and give us a better rate than was offered by other lenders. Joan showed us that mortgage lenders are people too and he really understood our circumstances and our need to be able to close soon after contacting him. He is simply the best and we would recommend him to anyone else using a VA home loan or any other type of home loan.
