Foreclosure Alternative Program

Customers Reviews:

• Rosa Iraheta • March 28, 2018

  Joan has help many of my clients to get their loans, he is very professionals and helpful, and always available for any questions that me or my clients had during the loan process. One of my client was in DACA program and Joan help him to get his loan. I will recommend Joan and his team . Thanks you

• Martha Murcia • November 10, 2018

  FROM GOOGLE: There’s only few people out there that would go ABOVE and BEYOND for a Customers needs! Words cannot express my deep appreciation for having found Joan Gallardo! Let’s just say, I was on the verge of loosing a big financial investment, I was dealing with a Lender that put me in a big financial strain as they kept delaying my closing date, I had zero confidence with the Lender and decided to find another source! I literally was expecting only a Miracle from above as at this stage of my loan I had less than 3 weeks to close on my home. When I say Joan was Godsend it’s a definite and true statement! I explained my situation to him in the hopes of a lender closing my loan with such short notice! Joan diligently worked on my loan day and night to meet the deadline! Who does that?!! No one really but Time was no barrier for him! 1am, 2am it didn’t matter, he worked on it! He almost even drove to the Lender I was using office location! I’ve never known someone as dedicated to their customer! I gave Joan a deadline of 10/31! Honestly I only expected a miracle to meet the deadline! Well thank God I’m overwhelmed and HAPPY to say today 10/31 I received my final closing docs and I’m a homeowner!! Please take my experience with Joan for anyone out there looking for a Lender or even a real estate agent JOAN GALLARDO is your Guy! He cares for his customers is dedicated and will do Everything in his willpower to get you into a house! Don’t settle for any promises of lenders out there! Do your due diligence first don’t fall into a situation as mine. I was thankfully blessed with an Amazing Loan officer and please be assured he will take care of all your needs or questions during your home loan and or home search process. I’m so grateful to have found him. If you need a home loan NOW, a prompt and highly knowledgeable loan officer contact JOAN GALLARDO!!

• Donyel Sampson • March 17, 2021

  Working with Joan at clear Lending has been the best experience of my life. I have been turned down several times because of my credit score. No one ever took the time to explain to me what exactly I needed to do so I lost all hope, just when I was about to give up and continue to pay extremely high rent I found Clear Lending and I would be forever thankful I did. They are very upfront with you through your whole process, not only that they help you. Everyone I have spoken with has been extremely nice and professional and was able to work with my credit score to give me my dream home. Joan said we will find a home before my lease was up in March and we did I closed on March 26,21 and it was a smooth process. Joan is very hands-on with you through the whole process and works EXTREMELY! hard to make sure you are happy, any time I had a question he answers right away. It never left a message and I will have him call you back kind of place. Any time I had a question no matter how late or early it was he responded quickly. If I could give the me 100 stars I would, if I can give them a review every day I would. I never thought this day would ever happen after being turned down by other companies and it did thanks to Clear Lending. Not only that my closing cost was less than I expected it to be. Joan said he would give me the best rate he could and he did just that. Thank you, Joan. I and my kids will be forever thankful for you and your team, for everything you guys did for us to get us in our home with kindness and patience.