Programa para extranjeros sin:
Residencia, Seguro Social o Ingresos en EEUU
Todos Los Programas Del Gobierno
Primer Comprador, Rural y Veteranos
Pregunte sobre nuestro programa
Para mejorar su puntaje de credito...
Con tan solo...
500 Credito!!!
No se preocupe y someta una aplicacion
Nosostros le ayudaremos.
Contactenos para analizar su caso.
No se preocupe y someta una aplicacion
Nosostros le ayudaremos.
Préstamos hasta el 90% de financiacion
Para compras de hasta $830,000
Préstamos para Familias con ingresos moderados
0% de pago inicial - 100% de financiación
| SALES PRICE: | $2,500,000 |
| LOAN TERM: | 30 years |
| PRODUCT: | Fixed Rate |
Loan Terms |
Can this amount increase after closing? |
|
Loan Amount |
$2,000,000 |
NO |
Interest Rate |
6.000% |
NO |
Monthly Principal & Interest |
$11,991.00 |
NO |
Does the loan have these features? |
||
Prepayment Penalty |
NO
|
|
Balloon Payment |
NO |
Projected Payments |
|||||||||||||
Payment Calculation |
Years 1-30 |
Years |
|||||||||||
Payment Calculation |
$11,991.00 |
$__ |
|||||||||||
Mortgage Insurance |
+ __ |
+ __ |
|||||||||||
Estimate Escrow |
+ $4,907 |
+ __ |
|||||||||||
Estimated Total |
$16,898.00 |
$__ |
|||||||||||
Estimated Taxes, Insurance |
|
||||||||||||
Costs at Closing |
||
Estimated Closing Costs |
$56,475 |
Includes $40,011 in Loan Costs + 16,464 in Other Costs – $0 in Lender Credits. See page 2 for details. |
Estimated Cash to Close |
$531,475 |
Includes Closing Costs. See Calculating Cash to Close on page 2 for details. |
Projected Payments |
||
A. Origination Charges |
$20,085 |
|
1.198 % of Loan Amount (Points) |
$20,000 |
|
Document Review Fee |
$85 |
|
Other Costs |
||
E. Taxes and Other Government Fees |
$125 |
|
Recording Fees and Other Taxes |
$125 |
|
Transfer Taxes |
||
F. Prepaids |
$15,889 |
|
Homeowner’s Insurance Premium ( 12 months) |
$15,540 |
|
Mortgage Insurance Premium ( months) |
||
Prepaid Interest ( $349.32 / day for 1 days @ 6.000%) |
$349.32 |
|
PropertyTaxes ( months) |
||
B. Services You Cannot Shop For |
$3,444 |
|
Appraisal Fee |
$2,500 |
|
Contract Processing Fee |
$500 |
|
Credit Report |
$44 |
|
Document Preparation Fee |
$300 |
|
|
Flood Certification |
$15 |
|
Tax Service Fee |
$85 |
|
G. Initial Escrow Payment at Closing |
$0.00 |
|
Homeowner’s Insurance $1,295 per month for 0 mo. |
$0.00 |
|
Mortgage Insurance per month for 0 mo. |
||
Property Taxes $3,612 per month for 0 mo. |
$0.00 |
|
H. Other |
$450 |
|
HOA Transfer Fees Title - Owner's Title Insurance |
$350 $250 $100 |
|
I. TOTAL OTHER COSTS(E+F+G+H) |
$16,464 |
|
C. Services You Can Shop For |
$16,482 |
|
Survey Fee |
$2,000 |
|
|
Title - Lender's Title Insurance |
$13,847 |
|
Title - Settlement/Escrow Fee |
$550 |
|
Title - Tax Certificate Fee |
$85 |
|
J. TOTAL CLOSING COSTS |
$56,475 |
|
D + I |
$56,475 |
|
Lender Credits |
||
Calculating Cash to Close |
||
Total Closing Costs (J) |
$56,475 |
|
Closing Costs Financed (Paid from your Loan Amount) |
$0.00 |
|
Down Payment/Funds from Borrower |
$500,000 |
|
Deposit |
-$25,000 |
|
Funds for Borrower |
$0 |
|
Seller Credits |
$0.00 |
|
Adjustments and Other Credits |
$0.00 |
|
Estimated Cash to Close |
$531,475 |
|
D. TOTAL LOAN COSTS (A + B + C) |
$40,011 |
|
Joan is the best! He was very professional, helpful, informative, stood by our side through the whole process & was there for us 100% day & night. He worked with my credit, stayed on top of paperwork we needed to turn in, and showed us as many houses as we wanted to see.
Clear Lending helped me to buy my first home and now I just bought my second home. I did not hesitate to contact them again. Joan & Patricia answered all the questions and followed up on my case for a couple of years until I was ready to buy my second home . Thank you for all your support. Merry Christmas.
We had a fantastic experience working with Joan Gallardo at Clear Lending. From start to finish, Joan was knowledgeable, patient, and incredibly helpful. He took the time to explain every step of the process, answer all of our questions, and make sure we felt confident in our decisions. His responsiveness and professionalism made what can be a stressful process feel smooth and manageable. We truly appreciate his dedication and expertise, and we highly recommend Joan to anyone looking for a reliable, trustworthy mortgage professional. Thank you, Joan & Patricia, for helping us achieve our homeownership goals!
