Programa para extranjeros sin:
Residencia, Seguro Social o Ingresos en EEUU
Todos Los Programas Del Gobierno
Primer Comprador, Rural y Veteranos
Pregunte sobre nuestro programa
Para mejorar su puntaje de credito...
Con tan solo...
500 Credito!!!
No se preocupe y someta una aplicacion
Nosostros le ayudaremos.
Contactenos para analizar su caso.
No se preocupe y someta una aplicacion
Nosostros le ayudaremos.
Préstamos hasta el 90% de financiacion
Para compras de hasta $830,000
Préstamos para Familias con ingresos moderados
0% de pago inicial - 100% de financiación
| SALES PRICE: | $380,000 |
| LOAN TERM: | 30 years |
| PRODUCT: | Fixed Rate |
Loan Terms |
Can this amount increase after closing? |
|
Loan Amount |
$322,000 |
NO |
Interest Rate |
6.990% |
NO |
Monthly Principal & Interest |
$2,146.76 |
NO |
Does the loan have these features? |
||
Prepayment Penalty |
NO
|
|
Balloon Payment |
NO |
Projected Payments |
|||||||||||||
Payment Calculation |
Years 1 - 30 |
Years - |
|||||||||||
Payment Calculation |
$2,146.76 |
$ |
|||||||||||
Mortgage Insurance |
+ __ |
+ __ |
|||||||||||
Estimate Escrow |
+ $656.00 |
+ |
|||||||||||
Estimated Total |
$2,802.72 |
$ |
|||||||||||
Estimated Taxes, Insurance |
|
||||||||||||
Costs at Closing |
||
Estimated Closing Costs |
$21,461 |
Includes $16,505 in Loan Costs + $4,956 in Other Costs – $0 in Lender Credits. See page 2 for details. |
Estimated Cash to Close |
$63,261 |
Includes Closing Costs. See Calculating Cash to Close on page 2 for details. |
Projected Payments |
||
A. Origination Charges |
$11,285 |
|
2 % of Loan Amount (Points) |
$6,460 |
|
Document Review Fee |
$100 |
|
Loan Origination Fee |
$3,230 |
|
Underwriting Fee |
$1,495 |
|
Other Costs |
||
E. Taxes and Other Government Fees |
$175 |
|
Recording Fees and Other Taxes |
$175 |
|
Transfer Taxes |
||
F. Prepaids |
$2,463 |
|
Homeowner’s Insurance Premium ( 12 months) |
$2,400 |
|
Mortgage Insurance Premium ( months) |
||
Prepaid Interest ($62.72 / day for 1 days @ 6.990%) |
$62.72 |
|
PropertyTaxes ( months) |
||
B. Services You Cannot Shop For |
$1,335 |
|
Appraisal Fee |
$650 |
|
Contract Processing Fee |
$500 |
|
Credit Report |
$95 |
|
Flood Certification |
$15 |
|
|
Tax Service Fee |
$75 |
|
G. Initial Escrow Payment at Closing |
$1,968 |
|
Homeowner’s Insurance $85 per month for 3 mo. |
$600 |
|
Mortgage Insurance per month for 0 mo. |
||
Property Taxes $456 per month for 3 mo. |
$1,368 |
|
H. Other |
$350 |
|
HOA Transfer Fees |
$350 |
|
I. TOTAL OTHER COSTS(E+F+G+H) |
$4,956 |
|
C. Services You Can Shop For |
$3,885 |
|
Survey Fee |
$575 |
|
|
Title - Lender's Title Insurance |
$2,685 |
|
Title - Settlement/Escrow Fee |
$550 |
|
Title - Tax Certificate Fee |
$75 |
|
J. TOTAL CLOSING COSTS |
$21,461 |
|
D + I |
$21,461 |
|
Lender Credits |
||
Calculating Cash to Close |
||
Total Closing Costs (J) |
$21,461 |
|
Closing Costs Financed (Paid from your Loan Amount) |
$0.00 |
|
Down Payment/Funds from Borrower |
$57,000 |
|
Deposit |
-$3,800 |
|
Funds for Borrower |
$0 |
|
Seller Credits |
-$11,400 |
|
Adjustments and Other Credits |
$0.00 |
|
Estimated Cash to Close |
$63,261 |
|
D. TOTAL LOAN COSTS (A + B + C) |
$16,505 |
|
Patricia helped me get the perfect loan for our dream home. Patient, professional, and helpful. It was an absolute pleasure to have Patricia with us every step of the way.
Joan with Clear Lending is direct, honest and very helpful. We were very lucky to have him. He is very easy to communicate with. He gives you a clear view of your loan situation and then he helps and guides you in each and every step. Ours was not an easy transaction but he was there guiding us the whole time. We got our loan but even if it didn't go our way, I would gladly use him again and very proudly recommend him to anyone.
My first home...they are very helpful and kept in contact with me with any situation that can disrupt the loan. Fully knowledgeable with VA home loan.
