Mon - Fri 10:00 am - 7:30 pm / Sat Appointment Only

Programa 3% ENTRADA:

La entrada mas baja de la industria

Convencional

Con la entrada más baja, el Programa 3% ENTRADA se ha convertido en la solución para compradores con fondos limitados para el cierre...

 

El Programa 3% DOWN PMT permite a los compradores poseer capital adicional tras cerrar la compra de la propiedad en comparacion al programa convencional tradicional. El importe total por parte del comprador equivale al 3% del precio de compra.

Características del Programa 3% DOWN PMT incluyen:

- Tipos de interés bajos.
- Cierre de 30 días o menos.
- Disponible sin seguro mensual hipotecario.
- 97% LTV - 3% de capital para su prestatario.
- Puntaje FICO de mínimo 620.
- Prestamista permite tambien 5% de contribucion.
- La ratio máxima entre la deuda y los ingresos se establecerán mediante los resultados de la suscripción automatizada.

El Programa 3% DOWN PMT requiere que los prestatarios verifiquen su elegibilidad.

No esperes más y descubra hoy por cuánto puede pre-aprobar.

Si está pensando en comprar o refinanciar su préstamo hipotecario convencional, Clear Lending le puede ayudar. Basta con someter nuestro Formulario de Pre-aprobación y nos pondremos en contacto con usted de inmediato para revisar las mejores opciones para usted.

No todos los solicitantes calificarán. Este anuncio no es una oferta para una extensión de crédito. Por favor consulte con un oficial de crédito hipotecario licenciado para obtener más información ya que los programas están disponibles sólo para los prestatarios calificados. Los programas, tarifas, términos y programas están sujetos a cambios sin previo aviso. No todos los préstamos, préstamos, tamaños o productos pueden aplicar. Los préstamos están sujetos a las calificaciones de los prestatarios, incluyendo los ingresos, la evaluación de la propiedad, la equidad suficiente en el hogar para cumplir con los requisitos de préstamo a valor y la aprobación final de crédito. Las aprobaciones están sujetas a las directrices de suscripción y directrices del programa y están sujetas a cambios sin previo aviso. Algunas restricciones pueden aplicarse.


Valoraciones de Clientes:

  • Frank Uribe • March 03, 2019

    FROM GOOGLE: This Company is by far the most professional company I have worked with!! Effective, Caring and Result Oriented. I cannot express enough how knowledgeable Joan and Patricia are, they walked us through every step of the way, answered every one of our questions no matter how small. Joan gave us plenty of advice and support to help us find our home. Joan was ALWAYS available when we needed him and his sense of urgency was par to none, he treated our home buying process as if it was his own. I have never worked with a group of people that cares so much about their clients. Joan made our first home buying experience a thing to remember. There are hits and runs, but working with Clearlending was a Homerun!!!! We recommend Clear Lending to all of our friends and family. Thank you Joan and Patricia!!!! May God bless you guys and continue to give you success.

  • Olabisi Muakum • July 11, 2019

    FROM GOOGLE: AWESOME! AMAZING! EXPERIENCED! I can go on and on with adjectives to describe this guy! If you need a loan officer/realtor that you can trust, then Joan is the guy for you! I am a first time home buyer; I just got out of a complicated loan process and was very scared to go through another process of purchasing a home again until I met Joan. With Joan, buying a home was very simple and straight forward. He took his time to educate me about the loan process, and it allowed me to make informed decisions. I decided on the conventional loan, and he worked very hard to ensure that I got a loan with a meager interest rate. He kept me updated throughout and ensured that I understood everything. The entire process was super fast, and we closed the deal very early paying lower than I had expected for closing costs. I strongly recommend "Joan Gallardo of Clear lending" to anyone out there who is interested in buying a home. He saves you time, money, energy, and guides you through the process. You won't regret it!

  • Atasha Alfred • October 03, 2017

    Joan is simply amazing! He truely cares about his clients and works day in and day out to ensure they are satisfied. We used a VA loan and despite the credit hiccups we have had in the past he was able to assist us and give us a better rate than was offered by other lenders. Joan showed us that mortgage lenders are people too and he really understood our circumstances and our need to be able to close soon after contacting him. He is simply the best and we would recommend him to anyone else using a VA home loan or any other type of home loan.

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