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Primer Comprador, Rural y Veteranos
Pregunte sobre nuestro programa
Para mejorar su puntaje de credito...
Con tan solo...
530 Credito!!!
No se preocupe y someta una aplicacion
Nosostros le ayudaremos.
Contactenos para analizar su caso.
No se preocupe y someta una aplicacion
Nosostros le ayudaremos.
Préstamos hasta el 90% de financiacion
Para compras de hasta $830,000
Préstamos para Familias con ingresos moderados
0% de pago inicial - 100% de financiación
Programa para extranjeros sin:
Residencia, Seguro Social o Ingresos en EEUU
| SALE PRICE: | $205,000 |
| LOAN TERM: | 30 years |
| PRODUCT : | Fixed Rate |
Loan Terms |
Can this amount increase after closing? |
|
Loan Amount |
$201,286 |
NO |
Interest Rate |
3.750% |
NO |
Monthly Principal & Interest |
$932.19 |
NO |
Does the loan have these features? |
||
Prepayment Penalty |
NO
|
|
Balloon Payment |
NO |
Projected Payments |
|||||||||||||
Payment Calculation |
Years 1-30 |
Years |
|||||||||||
Payment Calculation |
$932.19 |
$ |
|||||||||||
Mortgage Insurance |
+ 140 |
+ |
|||||||||||
Estimate Escrow |
+ 460 |
+ |
|||||||||||
Estimated Total |
$1,532 |
$ |
|||||||||||
Estimated Taxes, Insurance |
|
||||||||||||
Costs at Closing |
||
Estimated Closing Costs |
$10,813 |
Includes $7,468 in Loan Costs + $3,010 in Other Costs – $0.00 in Lender Credits. See page 2 for details. |
Estimated Cash to Close |
$7,111 |
Includes Closing Costs. See Calculating Cash to Close on page 2 for details. |
Projected Payments |
||
A. Origination Charges |
$803 |
|
0.153 % of Loan Amount (Points) |
$308 |
|
Contract Processing Fee |
$495 |
|
Other Costs |
||
E. Taxes and Other Government Fees |
$125 |
|
Recording Fees and Other Taxes |
$125 |
|
Transfer Taxes |
||
F. Prepaids |
$1,330 |
|
Homeowner’s Insurance Premium ( 12 months) |
$1020 |
|
Mortgage Insurance Premium ( months) |
||
Prepaid Interest ( $20.68 per day for 1 days @ 3.750%) |
$310 |
|
PropertyTaxes ( months) |
||
B. Services You Cannot Shop For |
$4,281 |
|
Appraisal Fee |
$560 |
|
Credit Report Fee |
$44 |
|
Document Preparation Fee - TX |
$50 |
|
Flood Certification |
$6 |
|
Funding Fee - TX |
$100 |
|
Tax Service Fee |
$69 |
|
Up-Front Mortgage Insurance Premium |
$3462 |
|
G. Initial Escrow Payment at Closing |
$1,380 |
|
Homeowner’s Insurance $85.00 per month for 3 mo. |
$255 |
|
Mortgage Insurance per month for 0 mo. |
||
Property Taxes $375 per month for 3 mo. |
$1,125 |
|
H. Other |
$175 |
|
HOA Transfer Fees |
$175 |
|
I. TOTAL OTHER COSTS(E+F+G+H) |
$3,010 |
|
C. Services You Can Shop For |
$2,384 |
|
Survey Fee |
$406 |
|
Title - Lender's Title Insurance |
$1562 |
|
Title - Settlement/Escrow Fee |
$350 |
|
Title - Tax Certificate Fee |
$66 |
|
J. TOTAL CLOSING COSTS |
$10,478 |
|
D + I |
$10,478 |
|
Lender Credits |
||
Calculating Cash to Close |
||
Total Closing Costs (J) |
$10,478 |
|
Closing Costs Financed (Paid from your Loan Amount) |
$0.00 |
|
Down Payment/Funds from Borrower |
$0.00 |
|
Deposit |
-$2,050 |
|
Funds for Borrower |
$0.00 |
|
Seller Credits |
-$1,317 |
|
Adjustments and Other Credits |
$0.00 |
|
Estimated Cash to Close |
$7,045 |
|
D. TOTAL LOAN COSTS (A + B + C) |
$7,468 |
|
It was a pleasure to work with Joan and Elena at Clear Lending Mortgage. They guided us through the process step by step and were always available to answer questions. They worked with our situation, and made it possible for us to purchase our first home. I would recommend them without reservation.
Buenísimo Loan Officer!!!!!!! SUPER RECOMENDADO, gracias por hacer lo imposible posible; gracias por todo tu tiempo, apoyo y consejos. Excelente persona siempre tratando de ayudar y hacer más fácil el proceso. Siempre al pendiente y tratando de encontrar la mejor opción. La verdad nunca pensé que nos prestaran el dinero para comprar la casa y Joan lo consiguió!!!!!! Gracias por todas tus atenciones. Saludos Beatriz Gonzalez.
I just want to take some time and thank Edgar, Joan, & Elena for helping my husband and I get our first home! They are by far the greatest team! Thanks to them our home loan went fast and easy. Once again thank you!!!
