VALORACIONES

Comentarios de clientes:

• Susana Gonzalez

  I am very thankful for Joan Gallardo professional, responsive and honest assistance with the whole mortgage process from beginning to end. He made himself available to me via any method of my choice email, business phone or cell phone, which I appreciated and took advantage of. Joan even stayed in touch with me during his vacation. I am grateful for all of Joan's work he devoted to my family's purchase of this home.

• Nandi Gregori

  Would recommend 1000%!!!!! What an experience! Called Joan about buying a home and within 2 months, we looked at A LOT of homes, found one we loved, and closed within 30 days. Before calling Clear lending, I was stressed about the home buying process due to the COVID virus, never thought we would be able to close during a pandemic. Joan made the home buying experience simple and straightforward, answering all questions via phone and WhatsApp, and we also made sure to send all needed documentation in, when requested, to ensure a smooth close... The closing process was stressful due to the anticipation of wanting the process to come to an end, however, that's normal and Joan was readily available answering my never-ending questions. Joan truly cares about his clients and was in my corner throughout the process. Superexcellent home buying experience and a great person to work with. Thanks, Joan/clear lending!!!!

• Carlos Padron

  Words really can’t express our gratitude to Joan and his attentive and polite team of experts, ( Patricia ) who were always professional and answered all our questions promptly in a knowledgeable manner. Joan worked very hard at getting all the paperwork done and getting us into our dream home. Thank you very much for your hard work. If you are a first-time home buyer, we would definitely recommend using Clear Lending.

• Martha Idalia

  Thank you for your professionalism and quick thorough response in working with my loan. Always very clear. Great experience, thank you!

• Taffin Lampis

  One of my co-workers referred me to Joan Gallardo with Clear Lending. When I called him, he was in Spain. He proceeded to talk to me about my needs and concerns for a Home Equity Loan. He told me that someone from his office would be calling me. They did call me, that same day! Since then, I have been working with Jorge Balderas. He has been very helpful and always follows through with what he says and also follows up. I had talked with 3 other lenders before going to them and none of them gave me expertise service as Jorge has. My credit is not perfect, but I have worked hard after a divorce to get it where it is. I finally see a light at the end of the tunnel! Even if my loan does not get approved, I would highly recommend them. This is due to their expertise service, dedication to helping me, and professionalism.

• Maria Luciani

  Thank you so much Joan for helping me get approved and close on my beautiful house after being denied by AMCAP and CORNERSTONE over silly stuff. I signed a contract with Stormi Harris from NEWMARK homes and she pretty much requested me to get approved with their preferred lenders. First, I went to AMCAP and later I was sent to CORNERSTONE. Both first approved me but after waiting and a second review or something like that denied me for not having 2-year employment history with same employer and for a couple of silly old issues on credit. At that point, I had given NEWMARK homes over $13,000 which sometimes as per all communications I felt builder I was not going to get back if I didn’t get approved. Then I after searching on google for local lenders I was lucky enough to find Clear Lending and after sending an approval request I got a call from Broker Joan Gallardo. I advised him about the urgency and after I sent him my documents requested he gave me peace of mind by telling me I had 90% chance of being able to close. Joan was so clear and precise with what to expect I felt I was on the right place. After few conditions we had to clear I got the good news I was Clear-To-Close. I am so thankful I want everyone to know this guy rocks and if you are buying a brand new house maybe you want to avoid builder lenders if you don’t have everything perfect. Loan Officers will tell you everything is ok but as I lived it I can see they had no idea what underwriting may come back with after waiting and waiting for an approval. Soo scary!!!! Thanks Clear Lending for saving me from a huge loss and helping realize my dreams. I will refer you all my friends or whoever ask me if I know a good lender!!!